DID YOU KNOW?

Did you know that the average investor cannot even beat the most well-known benchmark in the world? This benchmark is called the S&P 500 index and it represents a bucket of 500 dominating companies in the United-States. Over the last century, this index roughly gave investors a 10% average yearly return. Every financial advisor, portfolio manager and individual investor will attempt to outperform this index every single year. Most of them fail. Why is this the case? If you weren’t already aware, financial advisors and portfolio managers are not always competent in their fields. Just because they successfully passed a multiple answer question test to become “certified” it doesn’t necessarily make them financial geniuses. A typical job for a certified financial advisor is to sell you investments/funds that greatly underperform the index. Do they care? Absolutely not! Why? Because this how they earn their income. Whenever they successfully sell you those funds/investments, they earn a commission. If they truly had your best interest in mind, they would simply tell you to buy and hold the S&P 500 index. But of course, they’ll never tell you this. Why would they want this kind of knowledge to spread around when it could easily put an end to their fraudulent business model? Even though I’m not a certified financial advisor, I still have the capability to think for myself and make great investment decisions. In fact, my personal portfolio outperforms the S&P 500 index by 3 to 10 times every single year which means I typically get an annual return of 30% to 100%. I’ll be giving more details on this later. 

HERE'S WHY YOU SHOULD ALWAYS STAY INVESTED

I often get asked questions like this: How can you be so confident that the S&P 500 index will keep rising higher in the future?

 

The first and most obvious reason is population growth. As we all know, we currently live in an age where human population is still growing and if you understand the basic principle of supply and demand, you’ll easily understand why the demand for assets like stocks and real estate keeps growing. More humans, more demand. The second reason is innovation. It’s difficult to get a grasp of the changing world around us if you only look at the world in a first perspective view. But if you study human history, you’ll realize how quickly things can change with technological innovations. Every time a pocket of work gets automated, wealth gets generated more efficiently which highly benefits the equity markets in the long run. When machines do the work for humans, it cuts the cost of manufacturing products and services which is universally beneficial because it generates more wealth for everyone. It also liberates brain power which creates a snowball effect and gives rise to new industries and even more innovative ideas. The third reason is inflation. Ever since the Great Depression, several new policies were introduced in order to avoid another disastrous economic crisis. One of these new monetary policies allowed the federal reserve to control the quantity of money available to circulate in the economy. Whether you like it or not, this policy is a success story. Ever since this new policy was implemented, economic growth has been mostly stable and even though we witnessed a few recessions, there was no major depressions like the one in the early 1930’s. Every time there’s a major volatility event, the federal reserve will usually cut interest rates and increase the money supply which forces the equity market to continue rising overtime. With current interest rates sitting near 0%, many investors are now worried that the federal reserve won’t have the proper tools available to keep the roaring economy alive. Little do they know, interest rates can and will head into negative territory whether they like it or not. In fact, Japan and a few European countries already implemented this new negative interest rate policy, and I can guarantee you that more developed countries will soon have to follow this new policy as well. In my opinion, we’re currently living in a golden era for investing. As long as we have a population that is growing with innovation on the rise and a monetary policy that supports economic growth and sustainability, the S&P 500 index will always rise in the long run. The only possible scenario where I can see a decline in equity markets is an apocalyptic event that wipes out a large chunk of the human population. If this happens, everyone loses either way. In this case, there’s absolutely no reason for you to be fearful. You’ll always lose more money by not being invested. So, if you’re someone who’s busy and doesn’t have the time to monitor and manage your own investments, one of your best options is to simply buy and hold the S&P 500 index. The returns may not be amazing but it’s much better than nothing. If you’re someone who’s looking to make even higher returns, I may have an even better solution for you.  

The image below represents the historical performance of the S&P 500 index between the years of 1928 and 2021 (present day).

 

WHAT IS OPERATION: MAKE IT RAIN?

Operation: Make it Rain is a service where I personally share all my current positions in my portfolio as well as the % allocation for each one. You’ll also receive real time notifications whenever we make a change (buy or sell transaction) in our portfolio. These real time notifications are very practical because you won't have to stare at the screen/livestream all day and wait for a transaction to occur. We'll usually make between 5 to 20 trades every single day. Every trade will take you approximately 1 minute to complete. This means that you'll only need to work 5 to 20 minutes each day in order for you to successfully mimic my portfolio. Every morning before the market opens, you’ll receive an Email with an invitation to my private live stream. This is where you’ll get to see all of the action play out. The private live stream will be broadcasted in real time between 4am to 8pm EST, 5 days a week, 252 days a year (minus holidays). I'll also be personally teaching, helping and answering any questions that you may have. This is the only investment service on the internet (as far as I know) that offers 100% transparency. The reason why other investors/traders will never be 100% transparent is because they’re likely unprofitable and need to construct lies in order for them to run their business successfully.

The image below is what you'll see on the private live stream. On the far left we have every position in my portfolio with the % allocation right next to it. In the middle window we have our buy and sell transactions for the day (you'll always be notified in real time whenever a transaction occurs). And on the right we have charts of stocks/ETF's that we're currently keeping an eye on.

 

PRICING

You have two payment options to choose from. The first option is a monthly subscription payment that costs $48 USD/month. But if there’s any month where my portfolio underperforms the S&P 500 index, everyone that paid a monthly subscription for that specific month will receive a full refund. You’ll only be charged on months where my portfolio overperforms the S&P 500 index. The second option is a one-time payment of $480 USD and this will give you a lifetime access to Operation: Make it Rain.

 

Here’s a more detailed explanation on how the monthly refunding system will work. As an example, let’s say my portfolio underperforms the S&P 500 for the month of September. Anyone who subscribed to my service between September 1st and September 30th would receive a full refund on the first day of the following month (October 1st). The payment service that we use charges a 1% to 3% fee for every transaction. In this case, whenever you receive a refund, you'll instead receive around $46 USD instead of the original $48 USD (the $2 USD is used to pay the transaction fee).

 

By looking at my portfolio’s performance further below, you’ll quickly realize that some months we’ll overperform the market while other months we won’t. This is completely normal. If you remain patient and let the long-term results take into effect, I can guarantee you that you’ll outperform the S&P 500 index and easily grow your wealth. 

MONTHLY SUBSCRIPTION

$48 USD/month

  • Full access to the private live stream.

  • Get notified in real time whenever a buy/sell transaction occurs.

  • Personal education + answers to every question received in the live chat.

  • Receive full refunds for the months where my portfolio doesn't outperform the S&P 500 index (minus ~ $2 USD to pay the small transaction fee charged by the payment service).

ONE-TIME PAYMENT

$480 USD

  • Lifetime access to the private live stream.

  • Lifetime access to the real time notifications whenever a buy/sell transaction occurs.

  • Lifetime access to personal education + answers to every question received in the live chat.

Once the payment is completed, you'll soon receive an email that resembles the image below. Simply click on the link to confirm and you'll be all set up to receive real time automated notifications whenever a buy/sell transaction takes place in our portfolio. Your first invitation to the private live stream will be sent to you on the following trading day after the payment is completed. The email address where you'll receive both invites + notifications is the email address you inserted on the payment page. If you wish to change your designated email address, you're free to do so at anytime you wish. To do so, you can send me an email. You can also cancel your subscription at any time you wish. If you don’t know how to do it, send me an email and I’ll cancel it for you.

Email address: operationmakeitrain1@gmail.com

   

 

PORTFOLIO PERFORMANCE

With today’s advanced editing programs, it is becoming extremely easy for people to fake their investment returns online. The only possible solution that I can think of to resolve this issue is finding an auditor to audit my entire account. Auditors exist for a reason, take advantage of their services. If you want to pay an auditor to verify my account, feel free to do so. I’ll happily give you all the information needed to complete the audit. My contact information is further down below. Remember, you should never trust anyone on the internet, you must always make sure that you know what you're buying before you buy it. The vast majority of financial services online are 100% scams. If they can't show you proof of their results on demand, you should definitely stay away!

 

The image below is a full history of my portfolio’s performance since its inception (from November 2019 to August 2021). Prior to November 2019, I had an account with a different broker (Questrade) but unfortunately, I no longer have access to the performance data from that brokerage account. Another important thing to mention is that I always utilize two distinct accounts. One account is very low risk and dedicated for longer term investments while the other account is a bit higher risk and is more dedicated for swing trades. The account you’re seeing below is my swing trading account. For this type of account, I typically outperform the market by 5 to 10 times every single year. The years of 2020 and 2021 were no exceptions. In 2020, my swing trading account yielded a total return of 130.27% while the S&P 500 index only yielded a return of 18.4%. And so far for 2021, my swing trading account yielded a total return of 90.76% while the S&P 500 index only yielded a return of 14.68%. On the other hand, my long-term investment account typically outperforms the market by 1.5 to 4 times. The type of account that you'll see in the private live stream is a mixture of both long-term safe investments and swing trades. My goal was to accommodate all types of investors/traders with different risk tolerances under one single portfolio/account. Not only will we make great annual returns (outperforming the S&P 500 index by 3 to 10 times every year), but the risk that we take will also be on the conservative side. 

Portfolio's % return since inception: 327.99% vs. the S&P 500 index during that same period of time: 44.0% - Outperforming it by 7.45x

(The image below will be updated at the end of every month)

Portfolio's % return since the start of 2021: 90.76% vs. the S&P 500 index during that same period of time: 14.68% 

(The image below will be updated at the end of every month)

PERFORMANCE ON A MONTHLY BASIS

November 2019

Portfolio: -0.7%

S&P 500: 3.4%

Difference: -4.1%

 

December 2019

Portfolio: -1.83% 

S&P 500: 2.86% 

Difference: -4.69%

*Note: I was mostly inactive for the first two months prior to this account's creation. The negative % return is the result of holding USD while Interactive Brokers calculates your performance with your designated national currency (CAD).

 

January 2020

Portfolio: 0.9% 

S&P 500: -0.16%

Difference: +1.06%

 

February 2020

Portfolio: -13.17% 

S&P 500: -8.41%

Difference: -4.76%

 

March 2020

Portfolio: -7.24% 

S&P 500: -12.51% 

Difference: +5.27%

 

April 2020 

Portfolio: 35.5% 

S&P 500: 12.68%

Difference: +22.82%

 

May 2020

Portfolio: 16.8% 

S&P 500: 4.53%

Difference: +12.27%

 

June 2020

Portfolio: 29.28% 

S&P 500: 1.84% 

Difference: +27.44%

 

July 2020 

Portfolio: 13.41% 

S&P 500: 5.51%

Difference: +7.9%

 

August 2020

Portfolio: -5.72% 

S&P 500: 7.01%

Difference: -12.73%

 

September 2020

Portfolio: 6.48% 

S&P 500: -3.92%

Difference: +10.4%

 

October 2020

Portfolio: -0.86% 

S&P 500: -2.77% 

Difference: +1.91%

 

November 2020

Portfolio: 26.51% 

S&P 500: 10.75% 

Difference: +15.76%

 

December 2020 

Portfolio: 11.61% 

S&P 500: 3.71%

Difference: +7.9%

January 2021 

 Portfolio: 37.55% 

S&P 500: -1.11% 

Difference: +38.66%

 

February 2021 

 Portfolio: 20.9% 

S&P 500: 2.61%

Difference: +18.29%

 

March 2021 

 Portfolio: -0.59% 

S&P 500: 4.24% 

Difference: -4.83%

 

April 2021 

 Portfolio: -1% 

S&P 500: 5.24% 

Difference: -6.24%

 

May 2021 

 Portfolio: 10.19% 

S&P 500: 0.55%

Difference: +9.64%

 

June 2021 

 Portfolio: 20.76% 

S&P 500: 2.22% 

Difference: +18.54%

 

July 2021 

 Portfolio: 2.97% 

S&P 500: 2.28% 

Difference: +0.69%

 

August 2021 

 Portfolio: 1.65% 

S&P 500: 2.59% 

Difference: -0.94%

September 2021

Portfolio: -4.94%

S&P 500: -4.66%

Difference: -0.28%

*Note: If you take the sum of the % returns for every month, you'll quickly realize that we get a different number compared to our % return since inception. This is because the compounding effect is left out of the equation. This is also the case for the monthly for the S&P 500 index.

 

TOOLS

To make it even easier for you to mimic my portfolio's performance, I've constructed an easy to follow spreadsheet for you to utilize. Simply follow the instructions on the spreadsheet & copy + paste the formulas inside your own spreadsheet to start using it!

 

CONTACT INFORMATION

If you have any questions, concerns or suggestions, please contact me by email: operationmakeitrain1@gmail.com and I'll reply to you as soon as I can!